The insurance market has always been subject to a ‘cycle’ with rates going down in competitive times and then up again when premiums become too low for Insurers to write profitable business. Now, after a prolonged period of decreasing premiums, rates are increasing.
Good security can help not only by deterring potential thieves, but by reducing the significance of a loss if someone does manage to break in.
Sometimes, if you take a step back to think about all the different risks and threats your business faces it can get a bit scary. Most business owners would like think they know their business so well that they could rebuild it without needing a full Business Continuity Plan.
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