The insurance market has always been subject to a ‘cycle’ with rates going down in competitive times and then up again when premiums become too low for Insurers to write profitable business. Now, after a prolonged period of decreasing premiums, rates are increasing.
In an effort to help members who own unoccupied properties, we have compiled some practical advice to mitigate potential risks.
There are all sorts of terms used for different liability covers and the definitions can be quite specific. We understand if you aren’t an expert on the difference between public liability and products liability, but we’re here to help!
Around 50% of small firms have been a victim of at least one crime in the past two years. That’s one of the takeaways from FSB’s recent report, “Calling Time on Business Crime”. The most commonly reported crimes affecting businesses are robbery and burglary, theft and criminal damage.
Halloween. Black Friday. Christmas. Boxing Day Sales… Seasonal stock increases are part and parcel of the season for many businesses! It’s important to make sure you’re not left underinsured and you’ve taken appropriate security measures at this time of year.
We’ve compiled a list of the ‘must have’ insurance covers that you need as a restaurant or café owner as well as our discount offer for food businesses with 4 or 5 star hygiene ratings.
Small Business Insurance for Dummies eGuide
Business Continuity Planning Kit
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