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Update on FCA BI test case

The Financial Conduct Authority (FCA) have been seeking guidance through a Test Case in the interpretation of certain policy wordings on Business Interruption and the impact of the coronavirus (COVID-19) pandemic.

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The Insurance Market is hardening – what it means

The insurance market has always been subject to a ‘cycle’ with rates going down in competitive times and then up again when premiums become too low for Insurers to write profitable business. Now, after a prolonged period of decreasing premiums, rates are increasing.

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Is cashflow protection the answer for businesses in lockdown?

We have been asking FSB members to participate in a survey on how businesses have been affected by the lockdown. The survey was intended to determine how a dual effort between the Government and Insurance industry can build a cashflow protection product to help businesses in the event of a future government lockdown.

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How we helped Trouper's Bar in Stonehaven

FSB Insurance Service policyholder, Simon Cruickshank, was faced with flood damage to his business, Trouper’s Bar in Stonehaven, requiring a significant clean up and use of dehumidifiers just four weeks after reopening post-lockdown.

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Returning to work on-site and home visits

Many businesses operate either by working on-site, or by visiting peoples’ homes, and this requires vastly different considerations compared with working from your own premises.

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Free Credit Checks for 90 Days

We have partnered with Creditsafe so registered members can access Creditsafe’s full platform for free for 90 days, after which you will have a 20% discount.